James Tappenden, Town Clerk of Faversham, 1742-1841
JAMES TAPPENDEN, TOWN CLERK OF FAVERSHAM,
AT TORNEY, BANKER, INDUST RIALIST AND
BANKRUP T, 1742-1841
PETER TANN, M.A.
INTRODUCTION
James Tappenden, attorney, banker, Town Clerk for thirty-six years and
holder of just about every other influential public office in Faversham,
was a successful, respected and unpopular figure. He was seen by a
local lampoonist in 1791 as a selfish, scheming and vengeful man,
whose strutting arrogance was complemented by the haughtiness of his
daughter.1 The deed for which he was most disliked was his insensitive
order, made in 1789, to remove any projection, bow window or porch
which impeded the thoroughfare in the town. He was viewed as public
robber rather than public benefactor.2 Tappenden was 'riding for a fall',
and a fall was what the lampoonist wished on him:
But may sorrow light on thee
For the foul unnatural deed
Disappointment may'st thou see
And thy heart with anguish bleed.
His fall came in December 1814. Aged seventy-two, James Tappenden
ran away before daybreak to escape the creditors of the Faversham
Bank, in which he was senior partner. His son, Charles Octavius, wrote
the same morning to a family friend with this explanation:
The overponderous weight of that gigantic concern in Wales is the immediate cause
of this horrible business ...
1 Serio-comic sketches, Canterbury, 1791, thought to have been the work of John Smith
of Eastling, near Faversham.
2 Faversham Institute Monthly Journal, January, 1909.
213
P.TANN
and expressed the wish that:
... if it should please the Almighty to spare the lives of my agonised parents, I hope I
may be permitted by a compassionate public to exert my abilities and powers in
striving to obtain a maintenance for them.3
Notwithstanding his father's disgrace, (he was the first and only
member ever to have been summarily dismissed from the Farmers'
Club, dining club of Faversham's social elite since 1727), Charles was
allowed to succeed to almost all his father's public and private offices.4
These included those of Town Clerk, Clerk to the Vestry and Clerk to
the Justices. But in 1818 Charles was convicted for felony and
imprisoned in King's Bench Prison.5 His brother, Jenkin, had been
committed in the same year to the debtor's prison of the Fleet.6 The
reversal in the Tappenden family fortunes was complete, and would
have caused great embarrassment in the precincts of Westminster
Abbey where sister Emilia was married to Dean Vincent's son, and at
Lismore Castle, Co. Waterford, where sister Anna was married to
Lt.-Col. Currey of the 54th Foot.7 A charitable assessment of James's
career was made several years later, presumably by someone who had
not suffered personal loss in the bankruptcy:
James Tappenden Esq. lawyer and banker, a native of Faversham, died 1840 (sic) at
Westminster in the 100th year of his age, a man of indefatigable perseverance, and
from his profession and association with most of the public institutions of the town,
was connected in some degree with almost every inhabitant of Faversham and its
neighbourhood. Few men stood higher in legal knowledge, or was consulted upon
more various subjects. In consequence of an unfortunate speculation in an iron mine
in Wales, he was necessitated to close his banking concern to the great loss of the
public, and retired with his family to Canterbury in 1814 , and ultimately to
Westminster. s
T his eulogy caught the important function of the man. James
Tappenden personified a 'type' of man in the late eighteenth century,
a man of influence in the town and its surrounding countryside, a man
who combined administration, law and business, and whose wide
networks helped create and reinforce the sense of community. It
3 CKS, U 1823/17 Cl.
4 P. Selby, The Faversham Farmers' Club, Faversham, 1927.
s PRO, PRIS 4/31.
6 PRO, PRIS 1/32 pps. 295, 307.
7 PRO, Army List.
s E. Crow, Historical and various Gleanings, relative to the Town of Faversham and
parishes adjoining, 1855 , vol. 2 p. 48 (CKS Fa/Z/41/1 & 2).
214
JAMES TAPPENDEN OF FAVERSHAM, 1742-1841
touched only lightly on James's entrepreneurial investment in the
early iron industry in South Wales with his two nephews, James and
Francis. This ended in bankruptcy with claims of around £500,000,
one of the largest of the period, and was characterised not by honest
endeavours gone wrong, but with more than a hint of duplicity and
dishonesty over several years. It destroyed a large family which had
obtained for itself wealth and high local status. Where did he come
from, and why did James Tappenden come to such an ignominious
end?
FAMILY BACKGROUN D
James Tappenden prepared a detailed family pedigree at the request of
Hasted in 1782.9 It started with John Tappenden of Sittingboume who
died in 1645, and makes it relatively straightforward to trace wills and
property deeds, and through these to create a picture of the family's
wealth generation.
The family made its money as hoymen, in the coastal trade between
Milton, near Sittingbourne, and London. The records of Lord Teynham
show that in 1684 the Tappendens not only carried grain and hops to
London, but brought back luxuries such as 'ye four beds, ye sheets' .10
Although known by their principal trade as 'mariners', they carried
money on behalf of Lord Teynham and others, and it is likely that they
developed a business involving financial transactions. 11 John
Tappenden, described by then as a yeoman, obtained a licence as a
corn-dealer in Sittingbourne in 1699, and the Port Book shows him to
have been the largest single shipper of grain from Milton in the same
year.12
From the mid-eighteenth century, the Tappendens split conveniently
into the London and Faversham branches, though marriages between
cousins complicated the clarity of this framework. John Tappenden,
grandson of the corn-dealer, set up an ironmonger's business in Foster
Lane in the City of London in 1750; his branch of the family based
itself in those parts of Essex nearest London: West Ham, Ilford and
Leyton. James, hoyman son of the corn-dealer, came to Faversham,
9 BM Add.M s 5520 f227/75.
10 CKS, U 498/A2/3.
11 Dennis Baker, Aricultural Prices, Production and Marketing ... north-east Kent,
1680-1760, Garland Publishing, New York, 1985.
12 CKS, QS 1699, quoted in D.C.C oleman, Univ. of London Ph.D thesis, 1951.
215
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